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Mortgage Products

Heartland Bank Mortgages

Whether you are looking to build new or purchase your dream home, Heartland Bank has the flexibility to provide you the loan program you need. At Heartland Bank we have more products, greater ability to design a program and the ability to get you approved while other companies can only refer you to another source. No matter what stage of the home buying process you are in, our experienced Heartland Bankers are here to help.

First Time Home Buyers

Apply NowPurchasing a home is without question a daunting task, especially if it is your first home. It likely is the largest purchase of your life thus far, so you will want to ensure that everything runs smoothly. As a potential first time home buyer you may first wonder, "Should I rent or buy?" If it is indeed the right time for you to purchase your first home, there are a few additional questions to consider:

Heartland Bank has experienced mortgage lenders than can help you work through the home buying process and place you in the right product for your individual needs. With local decision makers ready to help you quickly and accurately, your first home purchase is sure to be a pleasant and rewarding experience. Contact one our our community bankers today or stop by one of your local banking offices for more information on how to make your home buying dream a reality.

Refinancing My Existing Home

Apply NowWith the recent changes in the economic climate, now may be the perfect time to refinance your home. And who couldn't use a few extra dollars in their pocket every month? If you are considering a home refinance, the Should I refinance? financial calculator may help you better understand your savings.

A Heartland Bank lender can help walk you through the process of home refinance and guide you into the right solution for your specific needs. For more detailed information please contact us today or stop by one of our local branch offices.

Buying A New Home

Apply NowWhether your current home has become too small or you just want a change of scenery, you've decided to move. With a new house undoubtedly comes a new mortgage, but every case has unique needs and the mortgage you have today may not be the mortgage that you need for tomorrow. In the home buying process you may want to consider asking yourself the following questions:

Heartland Bank has many experienced loan officers can help you decide which mortgage program will best fit your financial situation. Here at Heartland, we strive to make the home buying process as seamless as possible with quick, local decisions and unparalleled customer service. To see how community banking can work for you, contact us today or visit one of our local branch offices!

Building My Dream Home

Apply NowYou've been dreaming about the details for years. The time has finally come and you are ready to turn your dream home into a reality. The new build process is quite different for a new home purchase in many ways so it is probably wise to meet with a loan specialist early in the process to determine the best course of action to take for your new home. A few questions to consider when beginning the building process include:

No matter what your dream home involves, Heartland Bank has the right programs and loan officers to suit your needs. We are ready to help you make your home dreams come true! Stop by a local Heartland Bank branch office today or contact us below if you prefer for us to contact you!

All loans subject to application and credit approval.


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