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Central Ohio’s Community Bank Since 1911
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Online Accounts

We're making it even easier to bank with us with our Online Account Center. It's quick and easy...

Online Deposit Products

Online Deposit Products

The following accounts are eligible for online account opening for your convenience. We plan on adding products to this list for even more account options very soon.


Heartland Free Checking Account - A great account choice if you are looking for an absolutely FREE checking account. Below are the product details:

  • This is a non-interest bearing account
  • FREE Visa Check Card with access to MoneyPass network
  • FREE Online Banking, Bill Pay, Mobile Banking and e-Statements
  • Minimum deposit of $50 to get started
  • No monthly minimum balance required
  • No monthly service charge
  • No activity charges 


Heartland Basic Savings Account - The perfect choice if you are saving for a specific goal (or even a "rainy day") that pays a competitive rate and provides a monthly statement of all your transactions. Below are the product details:

  • Minimum deposit of $25 to get started
  • This is an interest bearing account
  • FREE Online Banking, Mobile Banking and e-Statements
  • Avoid $2 monthly fee by maintaining $200 minimum daily balance
  • $0.50 per-item charge for more than six items per statement cycle
  • Limit of six (6) electronic or telephone transfers per statement cycle 

Certificates of Deposit

Our CDs pay you a competitive interest rate which is fixed over a specific term. Our Certificates of Deposits Offer:

  • You can currently open 6, 12 and 24 month terms online
  • Competitive interest rates
  • FREE Online Banking
  • FDIC insured
  • Several interest payment options are available
  • Automatic renewals are available
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